Regulatory Glossary

This glossary contains terms and abbreviations in the field of regulatory reporting. It should help you to get a quick and general overview of the respective terms.

NCA National Competent Authority

National Competent Authorities (NCA) are designated by EU members in accordance with  regulation (EU) No. 575/2013 (CRR) and directive 2013/36/EU (CRD IV). In Germany these are the Federal Financial Supervisory Authority (BaFin) and the Deutsche Bundesbank.

Link to the EBA's website

NPE Non-Performing Exposure

Non-Performing Exposures (NPE) are part of the EBA Final Draft Implementing Technical Standards, which were published by the European Banking Authority (EBA) on October 21, 2013. The repayment of Non-Performing Exposures is uncertain.

Link to the EBA's website

NSA National Supervisory Authority

The National Supervisory Authorities (NSA) are the responsible authorities for the supervision of financial institutions in their individual countries. For example, in Germany this is the Federal Financial Supervisory Authority (BaFin).

Link to the list of NSAs

NSFR Net Stable Funding Ratio

The Net Stable Funding Ratio (NSFR) is a medium-term structural liquidity ratio (1 year). It was established within the framework of Basel III and should be applied as of 2018. It sets the available and required amount of money for a stable refinancing in ratio. The valid ratio is:

NSFR = Available amount / Necessary amount > 100%

This is a quarterly report.

Link to the BCBS' website

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