This glossary contains terms and abbreviations in the field of regulatory reporting. It should help you to get a quick and general overview of the respective terms.
Tier-1-Capital is the so-called "Going-concern" capital, which is in principle just the equity capital. It is divided into two categories:
Tier-2-Capital is the so-called "Gone-Concern" capital, also called additional capital. It is divided into four categories:
The Total Loss-Absorbing Capacity (TLAC) is a recommendation of the Financial Stability Board (FSB) as of November 2014. From 2016 onwards, the 30 biggest banks worldwide should keep their bank's loss absorbing capacity, comprising 16% to 20% of the risk weighted assets and 6% of the unweighted assets. The Total Loss-Absorbing Capacity (TLAC) consists of equity and elements, which can be converted into equity. The Minimum Requirement for Eligible Liabilities (MREL) could be interesting in regards to a bank's loss-absorbing capacity.
Targeted Longer-Term Refinancing Operations (TLTRO) should improve the credit granting of banks to the non-financial area. The total volume of funds made available from the European Central Bank (ECB) to the banks for TLTRO lending is dependent on the total outstanding exposures of banks to the nonfinancial sector.